Commercial and residential building as an investment. What is worth knowing before buying?

It is possible to live and run a business in the same building. You can run your business in your single-family house with a commercial area or build a commercial building with a residential area. What are the differences between these two types of buildings and why are they such practical solutions?

Commercial and residential building – definition

Commercial premises include all types of offices, offices and warehouses that should be used in accordance with the specific nature of a given activity. A commercial and residential building is a facility that combines a residential part with a part intended for business purposes. Many entrepreneurs choose this solution - it provides them with many benefits, not only financial ones.

Good to know! You can learn more about the definition of commercial premises in another article available on the Orange Nieruchomości blog: Commercial premises – what is it?

Commercial and residential building – what VAT?

The 8% VAT rate applies to a specific group of buildings. It is used, among others, in case of:

1.delivery;

2. construction or reconstruction;

3.renovation;

4. modernization or thermal modernization;

buildings or parts of buildings belonging to construction covered by a social housing program. Other buildings are taxed at 23%. The character of a structure is influenced by the purpose of its larger part - for example, if more than half of the structure is used for residential purposes, it is classified as residential.

Residential building with commercial premises

Wanting to live and run their own business at the same address, many entrepreneurs decide to run their business in a single-family home. We are then talking about a residential building with a service part, consisting of one apartment and one premises intended for the provision of services. Such projects usually have a separate entrance to the house, so you can clearly separate the private zone from the business zone.

The area of a commercial premises in a single-family house cannot exceed 30% of the area of the entire building.

If the building consists of one service premises and two residential premises, we are dealing not with a single-family house, but with a multi-family house with a separate service area. Then the restrictions regarding its area do not apply. Owners of smaller and one-person businesses who do not need a large area for their business usually choose a single-family house with a service area.

Service building with residential part

The second variant of the building in which you can live and work at the same time is a service building with a residential part . In this case, the area of the service premises already exceeds 30% of the area of the entire building. Typically, the company is located on the ground floor and the apartment is located on the upper floor. However, when choosing this type of solution, all conditions regarding public buildings must be met. It must include, among others:
sanitary and social facilities; toilets adapted for people with disabilities; appropriate stairs. The rules related to the organization of the plot or the construction of the building are also more stringent in this case than in the case of a single-family house with a commercial premises. This is a good solution, especially for businesses that require more space. In a service building with a residential part, you can run a shop, a hairdressing salon, a kindergarten or a banquet hall. However, if you only need a small office with access to a computer and other office equipment, a home office will be a better choice. Why is it worth investing in a commercial and residential building? Combining a house with a commercial premises or a commercial building with a residential part brings a number of benefits. One of them is cost savings - you do not have to allocate additional funds to build a second, separate facility or rent an office in another location. It also results from the lack of need to travel to the other end of the city to the company. By working and living in the same building, you can also monitor deliveries and activities of your employees on an ongoing basis.

Residential and commercial building – regulations

Before you decide to buy a specific commercial and residential building , familiarize yourself with the regulations applicable to it. They are specified in the regulation of the Minister of Spatial Management and Construction on the technical conditions to be met by buildings and their location. You will then be sure that the investment meets all the requirements. If you are looking for a commercial and residential building , check out our offer of facilities for sale . At Orange Nieruchomości, buildings are waiting for you both in Szczecin and Kołobrzeg, as well as in Częstochowa, Ruda Śląska and Jelenia Góra.